We've made several updates across our strategy content to ensure you have the latest information at your fingertips!
Strategy Flyers
📌Rate and Threshold Updates:
Small Business Tax Concessions: Lifetime CGT cap increased from $1,780,000 to $1,865,000; Total Super Balance (TSB) threshold increased from $1.9 to $2 million
Transfer Balance Cap: General TBC increases from $1.9 million to $2.0 million; Defined Benefit income cap increased from $118,750 to $125,000
Granny Flat: Allowable amount increased from $252,000 to $258,000
Centrelink Means Testing and Deeming: Updated thresholds:
Single: $62,600 to $64,200
Couple with one member getting pension: $103,800 to $106,200
Couple with no pension: $51,900 to $53,100
Funeral Bonds: Threshold changed from $15,500 to $15,750
📌References & Information Updates
Agency References: Updated references from "Centrelink" to "Services Australia" across multiple flyers (Jobseeker, Family Tax Benefit, Commonwealth Health Seniors Card, Age Pension, Granny Flat, Gifting, Aged Care)
Family Tax Benefit: Added information about additional eligible benefits (Newborn Upfront Payment and Supplement, Multiple Birth Allowance, Rent Assistance, Health Care Card)
📌Minor Updates Only:
The following flyers received only grammatical refinements and updated published dates (no rate changes):
Annuities
Business Expense Insurance
Business Protection Insurance
Capital Gains Tax
Carer Allowance
Carer Payment
Debt Management
Debt recycling
Disability Support Pension
Dollar Cost Averaging
Estate Planning
Exchange Traded Funds
Gearing
Guaranteed Income Stream
Investment Bond
Investments
Investment Risks
Managed Discretionary accounts
Margin Lending
Personal Insurance
Redundancy
Salary Packaging
Separately Managed Accounts
Set and maintain a budget
SMSF investment strategy
SMSF limited recourse borrowing arrangement
SMSFs
Trusts
Product Text
📌Insurance Product Text update:
MLC Insurance: Product issuer has rebranded to Acenda
Content Corrections: Fixed references that incorrectly used "we" instead of the product provider
Terminology Updates: Made minor wording adjustments to align with current premium terminology
Strategy Text
📌Common Updates Across Multiple Strategies:
Bank Deposit Guarantee Notes added across investment strategies
📌Government Services & Benefits:
Updated funeral bond value $15,750, aged care MPIR updated 8.42% to 7.78%
Updated pension bonus claiming information
📌Estate Planning:
Added non-lapsing binding nomination option
📌Superannuation Strategies:
Updated FHSSS eligibility criteria
Added eligibility details for age groups under 67 and 67-75